What documentation should I have to sell my house?24 Aug 2020 | Buying and Selling FAQ
To speed up the management of the sale of your house it is necessary to collect the documents that prove the ownership of the property and its situation in terms of possible charges, outstanding debts, certificates and data that the buyer will need after signing at the notary’s office and taking possession of the property.
Having prepared a good dossier with all the documentation of the property not only makes things easier with a view to providing the documentation at the Notary’s office to prepare the deed of sale, but also at any time during the negotiation of the price when the buyer may be interested in finding out about a specific aspect or situation of the property.
It is also necessary in the post-sale process, since the buyer and new owner need to make changes in the ownership to their name of supplies and various domiciliations.
The first document to have available is the property deed of the house, a document that accredits the ownership and that is contrasted with the request by the Notary of the so-called “continuada” that is nothing more than a simple note requested to the Property Registry with validity in the days of the signature date fixed between the parts.
It is not irrelevant to have a simple note of the house dated as current as possible in order to be able to offer it to the buyer so that he can check the situation regarding possible existing charges.
In the case that the property has a mortgage, a circumstance that will be reflected in the updated simple note, we must also contact the bank so that they can inform us of the pending capital and when the date of the deed of sale is fixed, that they issue us a certificate of the exact debt for its cancellation in the same act in the Notary’s office.
Another essential document when selling your house is the Energy Efficiency Certificate (CEE), which is required from 2013 and without which the notary will reject the operation. If you do not have it, we have a service to obtain it in a maximum of 2 or 3 days.
As for the justification that there is no pending payment related to the property, we will need, on the one hand, the receipts of the Property Tax (IBI) and rubbish from the last 5 years, the last paid bills of supplies (water, electricity and gas) and finally a certificate from the Administration of the Community of Owners where it is certified that it is up to date in the payments of the quotas.
In Benarroch Real Estate we take care of all these aspects, facilitating the management to complete the documentation you need and make the whole process smooth until the signing of the sale of your home.
Article by Brice Benarroch Mennessons24 Aug 2020